Accountable

TVL: ~$2M | Type: Undercollateralized Lending | Docs: accountable.capital

Overview

Accountable enables undercollateralized lending on Monad. Unlike overcollateralized protocols, borrowers can access credit beyond their posted collateral value through reputation or whitelisting mechanisms. This allows for more capital-efficient borrowing at the cost of higher counterparty risk for depositors.

Undercollateralized lending carries elevated risk compared to overcollateralized protocols. Borrower default can result in losses for depositors that exceed the collateral held by the protocol.

Functions

getAccountableVaults()

Returns all active Accountable lending vaults. Returns AccountableVault[]

Field	Type	Description
`address`	`string`	Vault contract address
`asset`	`string`	Underlying token address
`totalDeposits`	`bigint`	Total deposited assets (raw)
`borrowRate`	`number`	Current borrow rate as a decimal (e.g. `0.095`)
`protocol`	`'accountable'`	Protocol identifier

const vaults = await sdk.getAccountableVaults()
// → [
//   { address: '0x...', asset: '0x...', totalDeposits: 1200000n, borrowRate: 0.095, protocol: 'accountable' },
//   { address: '0x...', asset: '0x...', totalDeposits: 800000n,  borrowRate: 0.110, protocol: 'accountable' },
// ]

getAccountableTVL()

Returns total value locked across all Accountable vaults in USD. Returns number

const tvl = await sdk.getAccountableTVL()
// → 2000000

Usage Example

import { Rampart } from 'rampart-monad'

const sdk = new Rampart()

const vaults = await sdk.getAccountableVaults()
const tvl = await sdk.getAccountableTVL()

console.log(`Accountable TVL: $${(tvl / 1e6).toFixed(1)}M`)

// Find vault with highest borrow demand
const hottest = vaults.sort((a, b) => b.borrowRate - a.borrowRate)[0]
console.log(`Highest borrow rate: ${(hottest.borrowRate * 100).toFixed(2)}%`)

Contract Addresses

Contract	Address
VaultManager	`0xC80F56E6Bd9d0e36261D6D54C06BE4a8AE5D22b1`

Getting Started

Lending

Liquid Staking

Liquid Restaking

DEX & AMM

CLOB & Trading

Perpetuals

Yield

Aggregators

Oracles

Launchpad

Streaming

Indexer

AI Agent

Overview

Functions

getAccountableVaults()

getAccountableTVL()

Usage Example

Contract Addresses

​Overview

​Functions

​getAccountableVaults()

​getAccountableTVL()

​Usage Example

​Contract Addresses

Overview

Functions

getAccountableVaults()

getAccountableTVL()

Usage Example

Contract Addresses