TVL: ~$8M | Type: Cross-Chain Lending (spokes) | Docs: docs.folks.finance
Overview
Folks Finance is a cross-chain lending protocol that uses a hub-and-spoke architecture. Monad acts as a spoke - users deposit and borrow locally, while the hub chain coordinates cross-chain liquidity and rate discovery. This enables unified liquidity across multiple chains.Rates on Monad may differ slightly from other spoke chains due to local supply/demand dynamics. The hub periodically reconciles rates across all spokes.
Functions
getFolksMarkets()
Returns all active Folks Finance lending markets on the Monad spoke. ReturnsFolksMarket[]
getFolksTVL()
Returns total value locked in Folks Finance markets on the Monad spoke in USD. Returnsnumber