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TVL: ~$8M | Type: Cross-Chain Lending (spokes) | Docs: docs.folks.finance

Overview

Folks Finance is a cross-chain lending protocol that uses a hub-and-spoke architecture. Monad acts as a spoke - users deposit and borrow locally, while the hub chain coordinates cross-chain liquidity and rate discovery. This enables unified liquidity across multiple chains.
Rates on Monad may differ slightly from other spoke chains due to local supply/demand dynamics. The hub periodically reconciles rates across all spokes.

Functions

getFolksMarkets()

Returns all active Folks Finance lending markets on the Monad spoke. Returns FolksMarket[]

getFolksTVL()

Returns total value locked in Folks Finance markets on the Monad spoke in USD. Returns number

Usage Example

Contract Addresses